RV Basics > Buying an RV

Have you ever dreamed of hitting the open road, experiencing new places, and traveling at your own pace? Owning an RV can make that dream a reality. But buying an RV is a big decision that comes with its own set of challenges and considerations. Whether you’re a first-time buyer or looking to upgrade your current rig, understanding the process can help you make the best choice for your lifestyle and budget.

In this guide, we’ll break down everything you need to know about buying an RV - from figuring out what type of RV is right for you to negotiating the best deal. By the end, you’ll be well-prepared to make an informed decision and start your RV adventure with confidence.

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Why Buy an RV?

Before we get into the nuts and bolts of the buying process, let’s talk about why you might want to buy an RV in the first place. Maybe you’ve rented an RV before and loved the freedom it gave you, or perhaps you’re looking for a way to take more family vacations without the hassle of booking hotels. Whatever the reason, owning an RV opens up a whole new world of travel opportunities.

Some key benefits of owning an RV:

  • Comfort: Travel with the comforts of home, like your own bed, bathroom, and kitchen.
  • Freedom and Flexibility: You decide when and where to go, with no need for reservations.
  • Cost Savings: While there’s an upfront cost, over time you can save money by avoiding expensive hotels and restaurants.
  • Family and Pets: It’s easier to travel with kids and pets when you bring your home along with you.

Buying an RV

1. What Type of RV is Right for You?

There are many types of RVs on the market, each with its own advantages and disadvantages. The first step in buying an RV is figuring out which type best fits your travel style, budget, and needs.

Here are the main categories:

Class A Motorhomes: These are the largest and most luxurious RVs. They often resemble buses and come with a full range of amenities, including large living spaces, full kitchens, and even multiple bathrooms. Ideal for long-term travel or full-time RVers, but they can be expensive and more difficult to drive.

Class B Motorhomes (Camper Vans): Compact and easier to maneuver, Class B motorhomes are great for people who want the convenience of a smaller vehicle. They’re perfect for solo travelers or couples who prefer minimalism, but the smaller space means fewer amenities.

Class C Motorhomes: These RVs are a cross between Class A and Class B, offering more space than a camper van but at a lower price than Class A motorhomes. They’re popular with families due to their overhead bunk space.

Travel Trailers: These RVs are towed behind a vehicle and come in a wide range of sizes and layouts. They offer flexibility because you can unhook the trailer and use your towing vehicle for day trips. Travel trailers are also more affordable than motorhomes.

Fifth-Wheel Trailers: These are large trailers that require a truck with a special hitch. They offer more space than traditional travel trailers, making them a great option for long-term travelers or families, but the size can limit where you can park or camp.

Pop-Up Campers: Ideal for people who want something small and lightweight, pop-up campers are towable trailers that "pop up" into a livable space. They’re affordable but offer fewer amenities and less comfort than larger RVs.

RV Expeditioners Pro Tip: Think about how you plan to use your RV. Will you be traveling full-time or just for weekends? Do you prefer lots of space or are you okay with something more compact? These questions will help you narrow down the type of RV that’s right for you.

Buying an RV

2. New vs. Used: Which Should You Choose?

Another big decision is whether to buy a brand-new RV or go for a used one. Both options have their pros and cons, and the right choice will depend on your budget and comfort level.

New RVs:

Pros:

  • Everything is in pristine condition.
  • Latest technology and features.
  • Full manufacturer warranty.

Cons:

  • Higher cost.
  • Depreciates quickly, just like a new car.

Used RVs:

Pros:

  • Lower upfront cost.
  • Someone else has absorbed the initial depreciation.
  • May come with added extras like solar panels or upgraded furnishings.

Cons:

  • Potential for wear and tear.
  • Might require repairs or maintenance sooner.
  • Warranty may have expired.

If you’re new to RVing, buying used can be a great way to get started without breaking the bank. However, if you’re looking for something that’s move-in ready and equipped with the latest features, a new RV might be worth the investment.

Buying an RV

3. What’s Your Budget?

One of the most important factors in buying an RV is setting a realistic budget. RVs can range from a few thousand dollars for a used pop-up camper to over a million for a luxury Class A motorhome. Knowing what you’re willing and able to spend will help narrow down your options.

Costs to Consider:

  • Purchase Price: Whether you buy new or used, the price of the RV itself is a major factor.
  • Insurance: RV insurance can vary based on the type of RV, your location, and how often you use it.
  • Maintenance and Repairs: Just like a car, RVs require regular maintenance. Factor in things like oil changes, tire replacements, and potential repairs.
  • Fuel Costs: Larger motorhomes can be gas guzzlers, so keep fuel costs in mind.
  • Campsite Fees: Whether you’re staying in RV parks or campgrounds, there will be nightly fees.
  • Upgrades: You may want to personalize your RV with upgrades like solar panels, better mattresses, or new appliances.

RV Expeditioners Pro Tip: It’s easy to get excited and overspend on a bigger or fancier RV than you need. Stick to your budget and remember that the adventure is what matters, not how fancy your rig is.

Buying an RV

4. Financing Your RV Purchase

If you don’t have the cash to buy an RV outright, financing is an option. Many RV dealers offer financing plans, and you can also check with your bank or credit union for RV loans. Keep in mind that RV loans tend to have longer terms than car loans, often ranging from 10 to 20 years.

When financing an RV, it’s important to shop around for the best interest rates and terms. Be sure to factor in the total cost of the loan, not just the monthly payments.

RV Expeditioners Pro Tip: If you plan to finance, get pre-approved for a loan before you start shopping. This will give you a clearer idea of your budget and put you in a stronger position when negotiating.

Buying an RV

5. Inspect Before You Buy

Whether you’re buying new or used, always inspect the RV thoroughly before finalizing your purchase. For new RVs, this means doing a "pre-delivery inspection" to make sure everything works as it should. For used RVs, it’s even more critical to check for potential issues like water damage, worn-out tires, or faulty appliances.

What to Look for:

  • Water Damage: Check ceilings, walls, and floors for signs of leaks or water stains.
  • Tires: Make sure the tires are in good condition and not nearing the end of their lifespan.
  • Appliances and Systems: Test the fridge, stove, air conditioning, and heating systems to ensure they work.
  • Roof Condition: A damaged roof can lead to costly repairs. Inspect the roof for cracks, soft spots, or wear.

If you're not comfortable doing the inspection yourself, hire a professional RV inspector to evaluate the vehicle for you. This could save you from costly surprises down the road.

Buying an RV

6. Where to Buy an RV

Once you know what type of RV you want and how much you’re willing to spend, it’s time to start shopping. There are several places where you can buy an RV, each with its own advantages.

Dealerships:

  • Offer a wide range of new and used RVs.
  • Can provide financing options.
  • You may pay more, but you get the peace of mind of buying from a reputable seller.

Private Sellers:

  • Often more affordable than dealerships.
  • May have less selection and no warranty.
  • Be sure to thoroughly inspect the RV and verify the seller's history.

RV Shows:

  • Great for seeing a variety of RVs in one place.
  • You can often find discounts and special deals.
  • Can be overwhelming, so do your research beforehand.

RV Expeditioners Pro Tip: Visit a few dealerships, attend RV shows, and check online marketplaces to get a feel for prices and available options. Don’t rush the process—take your time to find the right RV for you.

Buying an RV

7. Negotiate the Best Deal

Once you’ve found the RV you want, it’s time to negotiate. Just like buying a car, there’s often room to haggle on the price, especially if you’re buying used or if the dealer is trying to clear out last year’s models.

Tips for Negotiating:

  • Do Your Research: Know the average price of the RV you want, so you have a baseline for negotiations.
  • Be Ready to Walk Away: Don’t be afraid to walk away if you can’t get the deal you want. There are plenty of RVs out there.
  • Ask for Extras: Even if the price isn’t flexible, you might be able to get extras like a free maintenance package, extended warranty, or accessories thrown in.

Buying an RV

It's Time to Hit the Road

Buying an RV is a big decision, but with the right information and preparation, it can be one of the most rewarding purchases you make. Whether you’re planning to travel full-time, explore on weekends, or take extended vacations, the freedom and flexibility that comes with owning an RV is unbeatable.

Are you ready to find your dream RV? Start by researching your options, setting a budget, and visiting a few dealerships or RV shows. Before you know it, you’ll be cruising down the highway, ready to create memories that will last a lifetime.