If you’re going to spend time on the road in an RV, then you want to make sure that you’re always prepared for anything that may happen on your journey.
While you can stay ready with things like a flat tire kit and road flares, it’s still nice to know that there’s someone you can call.
Roadside assistance plans for RVs are an excellent way to protect yourself on your next trip.
Rather than relying on your own skills to get you out of a tight spot, you can depend on the professionals if you’re ever in a jam while traveling.
Today we’re going to check out the best RV roadside assistance plans, as well as discuss the various elements that should be included so that you know what to expect.
Your time on the road should be having fun, not worrying about a potential disaster. Let’s now review our list of the best RV roadside assistance plans.
COMPARISON CHART
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1. Good Sam Roadside Assistance
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2. Allstate
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3. Better World Club
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4. Paragon Motor Club
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5. Progressive RV Roadside Assistance
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OUR TOP 5 PICKS
#1 Good Sam Roadside Assistance
Features
- Multiple service plans available
- Cover different motorhomes and trailers
- Receive hotel and travel discounts
- Protect leases and rental vehicles
- Get free towing
- Medical emergency protection
As we’re about to see, when it comes to RV roadside assistance plans, there are those designed for RVs specifically, and those that can be upgraded to include RVs if you choose. Fortunately, Good Sam is one of the former, meaning that they are well-equipped to handle any potential issues you may face on the road.
Overall, I highly recommend buying a service that specializes in RVs, since many standard roadside assistance programs are designed with cars, trucks, and SUVs in mind instead. This way, you can be sure that you won’t have trouble getting help when you need it.
Let’s see how Good Sam takes care of you and your family compared to the other best RV roadside assistance on our list.
RV Mobile Mechanic
Breaking down on the side of the road is never fun, and much less so when your vehicle is an RV. Typically speaking, if you need a mechanic during your trip, finding one that is well-equipped to handle your motorhome can be challenging.
Fortunately, Good Sam provides RV specialized mechanics whenever necessary, meaning that you can drive with confidence and peace of mind. Also, because the mechanic can come to you, it’s much cheaper than getting towed to the nearest auto shop, and you can be on your way much sooner as a result.
Cover Leased and Rental Vehicles
If you don’t own the RV in which you’re traveling, you may assume that your roadside assistance coverage won’t apply. Thankfully, Good Sam has you protected no matter what, thanks to the fact that they will assist you regardless of whether you own the vehicle or not.
Whether it’s a rental, a lease, or even a borrowed RV, your coverage is still valid, assuming that you don’t have the lowest plan they offer.
- WHAT WE LIKE
- WHAT WE DON’T LIKE
- PROS/CONS OVERVIEW
Overall, I really appreciate that the Good Sam roadside assistance is designed for RVs. Unlike other options that are typically made for cars and trucks (but can be adjusted to add a motorhome), you’re well protected in case anything goes wrong.
Good Sam is much more prepared to handle your situation than most other plans would be, particularly with the option for an RV technician to come out and repair your vehicle on the road. Because of this, you can potentially save a lot of money and headaches if something does happen.
Although the primary coverage is perfect for emergencies, you have to pay a relatively high amount per month to get all of the perks of membership. Because these costs are higher than some other plans, I mostly recommend this service if you RV regularly or full-time.
Pros
- Multiple service plans available
- Cover different motorhomes and trailers
- Receive hotel and travel discounts
- Protect leases and rental vehicles
- Get free towing
- Medical emergency protection
- Operational and technical assistance while traveling
- Covers spouse and children
Cons
- Must get the highest coverage to receive all benefits
- More expensive than other roadside assistance plans
#2 Allstate
Features
- Travel discounts
- More cost-effective than other plans
- Access to trip planning tools
- Lockout services
- Refueling services (extra charge)
- 24/7 coverage
When shopping for the best roadside assistance plan for your RV, one of the primary questions you’ll need to ask yourself is the kind of coverage you want. For the most part, you can decide between an emergency plan that bails you out when disaster strikes, or you can buy something a bit more comprehensive.
Typically, if you decide to add roadside assistance to your insurance plan, it will mostly cover emergency procedures, such as towing and flat tire repair. This membership from Allstate is a perfect example of this. Let’s see how it compares to something like Good Sam.
24/7 Assistance
One element of any roadside assistance plan should be access any time day or night. Although you may not be driving on the road during the wee hours of the morning, it’s nice to know that if you do decide to stay out late or get up super early, you can still expect assistance.
If disaster does strike during off hours, it’s nice to know that service is just a phone call away, no matter where you are or what time it may be.
Trip Interruption Protection
Typically speaking, adding this kind of insurance to your roadside assistance policy won’t be necessary. Also, many of the plans out there don’t even offer it, because it’s challenging to determine trip costs when you don’t have traditional expenses like plane tickets or hotel rooms.
Still, the fact that Allstate can help compensate you if you do have to cut your trip short is a nice perk. There are some limitations and requirements to get this coverage, though, so be sure to read the fine print or contact an agent to find out more.
- WHAT WE LIKE
- WHAT WE DON’T LIKE
- PROS/CONS OVERVIEW
Because this policy is offered through Allstate, most people would assume that you already have to have insurance through them to qualify. Fortunately, that’s not the case. You can either sign up for a membership or a pay-per-use plan regardless of which insurance company you have already.
I like the cost-effective plan rates, as well as the essential services offered. Also, the pay-per-use plan is perfect if you want to minimize your monthly expenses, particularly if you don’t travel by RV that often.
Most of the roadside assistance perks are meant for cars and trucks, meaning that you can’t expect to receive them while driving (or towing) your RV. Also, you do have to get the more expensive plan to cover your motorhome, so do keep that in mind.
Finally, because Allstate isn’t as dedicated to RV coverage, you may have trouble getting the right services quickly and efficiently.
Pros
- Travel discounts
- More cost-effective than other plans
- Access to trip planning tools
- Lockout services
- Refueling services (extra charge)
- 24/7 coverage
- Don’t need an Allstate plan to join
- Pay-Per-Use Plans available
Cons
- Not as extensive as other coverage plans
- Must specify RVs to get proper protection
#3 Better World Club
Features
- Eco-friendly club helps minimize carbon impact
- Cost-effective membership plans
- Tow up to 100 miles
- Offset your carbon emissions through the club
- Covers all kinds of RVs and trailers
- Free gas service
Although most people don’t necessarily consider how “green” a company is when comparing different roadside assistance plans, it’s nice to know that Better World Club cares more about the environment than other options out there.
If you want to do business with a company that values eco-friendly services, then you may want to sign up with BWC regardless of any perks it may have. Fortunately, there are some decent benefits to getting a membership.
Eco-Friendly Auto Club
If you’re curious what it means to get a plan with an eco-friendly auto club, two primary services show the company’s commitment to the environment. First, you can buy carbon credits to offset the emissions from your RV (and any other vehicles you drive).
Second, this is probably the only auto club that provides coverage for bicycles as well as motor vehicles. Thus, if you like to ride your bike when you travel in your RV, you can include bonus coverage so that you’re prepared no matter what you’re riding in at the time.
Travel Discounts
As with most RV roadside assistance programs, you can receive some decent discounts when you book travel arrangements, such as hotels and airfare. The rates and savings are similar to the other plans we’ve looked at so far.
However, on top of the standard booking discounts, this club also gives you membership points, which you can redeem for various perks like movie tickets or retail items. You get points for referrals, as well as non-usage in any given year.
- WHAT WE LIKE
- WHAT WE DON’T LIKE
- PROS/CONS OVERVIEW
Compared to other roadside assistance plans, Better World Club is pretty similar. However, I like that the company cares about the environment, and I appreciate the bicycle coverage, particularly if you ride wherever you travel in your RV.
You do have to get the premium package to get coverage for a mobile home, so plan on paying the highest price. That being said, it works out to about $11 per month, so it’s not that bad. Other than that, there are no significant downsides to this service.
Pros
- Eco-friendly club helps minimize carbon impact
- Offset your carbon emissions through the club
- Cost-effective membership plans
- Covers all kinds of RVs and trailers
- Tow up to 100 miles
- Free gas service
- Travel discounts
- Membership bonus perks
- Free maps available
- Trip interruption services
Cons
- Must get the premium membership to cover your RV
#4 Paragon Motor Club
Features
- 24/7 assistance
- Basic and advantage plans available
- Lockout service
- Refueling service
- Towing and winching available
- Onsite mechanic service
Like AAA or Better World Club, Paragon is an auto club designed to help drivers stay safe on the road. However, even though this club is mostly intended for cars, trucks, and SUVs like the others, it also offers some pretty sweet benefits for RVers as well. Let’s see how well it stacks up.
Trip Planning and Routing
As you have most likely noticed already, traveling in an RV is much different than going around in a regular car. You have to plan your routes accordingly, meaning that you have to find different service areas and rest stops along the way.
Fortunately, Paragon can help you out by providing comprehensive trip planning services. Not only can you be sure that you won’t run into potential issues on the road, but they can suggest points of interest that are easily accessible via RV.
RV Theft Insurance
Most roadside assistance plans cover the basics, such as battery jumpstarts, flat tires, and towing services. However, if your RV is stolen while you’re on vacation, you want to have peace of mind about that as well.
Yes, your RV insurance should cover theft, but it’s nice to know that your club membership can also provide compensation if the worst happens.
On-Site Mechanic Services
Most basic roadside assistance plans don’t offer mechanic services, meaning that if there is something wrong with your RV, you have to get it towed to a shop, which can be costly and derail your vacation plans.
With Paragon, you can get a mechanic to come to you, which could be a huge benefit. Rather than paying a ton of money to get it fixed at a shop, you can be on your way much faster, and Paragon covers up to $100 of the costs.
- WHAT WE LIKE
- WHAT WE DON’T LIKE
- PROS/CONS OVERVIEW
Compared to other auto clubs, Paragon offers some decent benefits for RVers on the road. I like the variety of services, as well as the fact that the highest membership can cover most of your emergency expenses.
Pricing can vary depending on where you live, so keep that in mind. Also, any roadside assistance (including towing) is reimbursed, meaning that you have to pay upfront if something does happen.
Pros
- 24/7 assistance
- Basic and advantage plans available
- Lockout service
- Refueling service
- Towing and winching available
- Onsite mechanic service
- Theft protection
- Trip interruption protection
- Customized trip routing
- No application fee
Cons
- Plan only reimburses for roadside assistance, so you have to pay upfront
- Prices vary by state
#5 Progressive RV Roadside Assistance
Features
- Plan insures your RV on top of roadside assistance
- Insurance for vacation
- Get protected when traveling away from home
- Protect the RV and its contents
- Benefits for full-time RVers
- Flat tire, towing, and battery jumpstart services
Although you can buy a separate auto club plan that will protect you and your RV during your travels, you may be able to get roadside assistance included with your insurance. Here is a perfect example of that with Progressive, so let’s see how well this stacks up.
Insurance and Roadside Assistance
One of the benefits of bundling your RV insurance with roadside help is that you can get full coverage for anything that happens during your trip. Some highlights of this kind of plan include:
Vacation Interruption Coverage: if you’re more than 50 miles from home, you can get covered for costs like hotels or travel fees if your RV breaks down.
Theft and Damage Protection: not only protect the RV itself but the contents inside.
Full-Timer Insurance: if you RV full-time, you’ll want additional insurance, so you’re always protected.
When it comes to roadside assistance, this plan has all of the basics, including towing (up to 100 miles), flat tire service, fuel delivery (extra charge), and battery jumpstart.
- WHAT WE LIKE
- WHAT WE DON’T LIKE
- PROS/CONS OVERVIEW
If you’re worried about roadside assistance for emergencies, then bundling it with your insurance is probably the best way to go. This is a perfect example of a comprehensive policy that protects you and your RV at all times.
If you don’t have Progressive, you’ll have to switch if you want these services. Unlike Allstate, you can’t get a membership independently of an insurance policy.
Pros
- Plan insures your RV on top of roadside assistance
- Protect the RV and its contents
- Insurance for vacation
- Benefits for full-time RVers
- Get protected when traveling away from home
- Flat tire, towing, and battery jumpstart services
Cons
- Must get an insurance policy through Progressive
- Roadside assistance is not as comprehensive as other plans
BUYER’S GUIDE
Which Coverage Type is Right for You?
When comparing different roadside assistance plans, you can choose one based on either the driver of the vehicle or the vehicle itself and decide which best RV roadside assistance fits your needs. Let’s examine the pros and cons of each option.
By Driver
In this case, it doesn’t matter what you’re driving, meaning that you can change RVs or drive a rental and still be covered. This kind of plan is beneficial if you’re the primary driver anyway, as it offers more flexibility.
By Vehicle
If you’re sharing the driving responsibilities with other people (i.e., spouse, friends, etc.), then vehicle coverage is probably better. Typically, roadside plans charge extra for each person on the policy, so you can ultimately save money in the long run.
What Services Are Included with Roadside Assistance?
Although clubs can offer different services with membership, the basic plan should consist of the following:
Towing (up to a certain number of miles)
Battery Jumpstart
Flat Tire Services
Fuel Delivery (usually incurs an extra cost)
These services can help you in an emergency. However, if you want additional perks, look for a plan that also includes:
Onsite Mechanic
Trip Planning
Trip Interruption Protection
Theft Protection
Travel Discounts
Does Your Car Insurance Provide Roadside Assistance?
Typically speaking, most auto insurance plans will offer some kind of roadside assistance package. Assuming that you have full coverage on your RV, you should talk to your insurance agent about what services are provided, particularly how many are offered in a given year. Discuss with them what would the best RV roadside assistance that will suit you.
Depending on the benefits available, you may not have to buy a separate roadside plan, so keep that in mind — no sense in paying for something you already have.
CONCLUSION
Because Good Sam is explicitly designed for RVs, I have to say that it is my top pick among the best RV roadside assistance for any RVers out there. Whether you drive on the road full-time or you vacation multiple times throughout the year, Good Sam is perfect for any protection you need.
That being said, if you only take your RV out on occasion, the monthly price may be a little much, particularly if you’re already paying for things like auto and RV insurance. In that case, a standard auto club membership may be preferable. Just remember to choose best RV roadside assistance that will fit your preferences.
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